[
  {
    "title": "When Your Lodge Was Better Than Your Health Insurance",
    "date": "2026-03-21",
    "slug": "when-your-lodge-was-better-than-your-health-insurance",
    "summary": "Before Medicaid, before employer plans, and before hospital chains, millions of Americans got medical care through fraternal societies.",
    "tags": [
      "health",
      "deep-dive"
    ],
    "author": "The Cooper",
    "image": "/images/posts/lodge-better-than-health-insurance.jpg",
    "url": "https://thecooper.ink/posts/when-your-lodge-was-better-than-your-health-insurance/",
    "wordCount": 1343
  },
  {
    "title": "The Man Who Decided Your House Isn't Worth Insuring",
    "date": "2026-03-14",
    "slug": "the-man-who-decided-your-house-isnt-worth-insuring",
    "summary": "In 1968, a group of actuaries drew lines on a map and decided which neighborhoods deserved protection. Those lines are still there.",
    "tags": [
      "property",
      "deep-dive"
    ],
    "author": "The Cooper",
    "image": "/images/posts/house-isnt-worth-insuring.png",
    "url": "https://thecooper.ink/posts/the-man-who-decided-your-house-isnt-worth-insuring/",
    "wordCount": 930
  },
  {
    "title": "How a 1945 Law Let Insurers Do Whatever They Want",
    "date": "2026-03-12",
    "slug": "how-a-1945-law-let-insurers-do-whatever-they-want",
    "summary": "The McCarran-Ferguson Act exempted insurance from federal oversight. It was supposed to be temporary. That was eighty-one years ago.",
    "tags": [
      "industry",
      "bad-decisions"
    ],
    "author": "The Cooper",
    "image": "/images/posts/1945-law-insurers.png",
    "url": "https://thecooper.ink/posts/how-a-1945-law-let-insurers-do-whatever-they-want/",
    "wordCount": 820
  },
  {
    "title": "The Flood Maps Are Wrong and Everyone Knows It",
    "date": "2026-03-11",
    "slug": "the-flood-maps-are-wrong-and-everyone-knows-it",
    "summary": "FEMA's flood maps are decades out of date. Exposed populations are told they're safe. Then it rains.",
    "tags": [
      "flood-and-disaster",
      "follow-the-money"
    ],
    "author": "The Cooper",
    "image": "/images/posts/flood-maps-wrong.png",
    "url": "https://thecooper.ink/posts/the-flood-maps-are-wrong-and-everyone-knows-it/",
    "wordCount": 912
  },
  {
    "title": "Why Your Health Insurance Doesn't Cover That",
    "date": "2026-03-10",
    "slug": "why-your-health-insurance-doesnt-cover-that",
    "summary": "Employer-based insurance was a workaround for World War II wage controls. It was never meant to be permanent. And yet.",
    "tags": [
      "health",
      "the-fine-print"
    ],
    "author": "The Cooper",
    "image": "/images/posts/health-insurance-doesnt-cover.png",
    "url": "https://thecooper.ink/posts/why-your-health-insurance-doesnt-cover-that/",
    "wordCount": 1039
  },
  {
    "title": "The Memo That Killed Long-Term Care",
    "date": "2026-03-09",
    "slug": "the-memo-that-killed-long-term-care",
    "summary": "In 1990, actuaries bet on how long Americans would live. They were spectacularly wrong, and millions of seniors are paying for it.",
    "tags": [
      "health",
      "bad-decisions"
    ],
    "author": "The Cooper",
    "image": "/images/posts/memo-killed-long-term-care.png",
    "url": "https://thecooper.ink/posts/the-memo-that-killed-long-term-care/",
    "wordCount": 1108
  },
  {
    "title": "We Solved Insurance in 1752 and Then Forgot",
    "date": "2026-03-08",
    "slug": "we-solved-insurance-in-1752-and-then-forgot",
    "summary": "Benjamin Franklin's mutual insurance model worked for two centuries. Then Wall Street got involved.",
    "tags": [
      "industry",
      "what-now"
    ],
    "author": "The Cooper",
    "image": "/images/posts/solved-insurance-1752.png",
    "url": "https://thecooper.ink/posts/we-solved-insurance-in-1752-and-then-forgot/",
    "wordCount": 1028
  }
]