Topics

We cover the decisions behind every kind of insurance -- who made them, why they were wrong, and what it's going to take to fix them.

Health

The decisions that shaped American health coverage—and the ones still shaping it.

Homeowners insurance, redlining, and who gets to feel safe.

Bad maps, worse policy, and the cost of pretending climate change isn't happening.

The laws, the lobbying, and the structural rot.