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Health
The decisions that shaped American health coverage—and the ones still shaping it.
Deep Dive
When Your Lodge Was Better Than Your Health Insurance
Before Medicaid, before employer plans, and before hospital chains, millions of Americans got medical care through fraternal societies.
The Fine Print
Why Your Health Insurance Doesn't Cover That
Employer-based insurance was a workaround for World War II wage controls. It was never meant to be permanent. And yet.
Bad Decisions
The Memo That Killed Long-Term Care
In 1990, actuaries bet on how long Americans would live. They were spectacularly wrong, and millions of seniors are paying for it.