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Health
The decisions that shaped American health coverage—and the ones still shaping it.

The Fine Print
Why Your Health Insurance Doesn't Cover That
Employer-based insurance was a workaround for World War II wage controls. It was never meant to be permanent. And yet.

Bad Decisions
The Memo That Killed Long-Term Care
In 1990, actuaries bet on how long Americans would live. They were spectacularly wrong, and millions of seniors are paying for it.