Industry /
How a 1945 Law Let Insurers Do Whatever They Want
The McCarran-Ferguson Act exempted insurance from federal oversight. It was supposed to be temporary. That was eighty-one years ago.
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Bad Decisions
Stories on Bad Decisions. The history, the incentives, and the people living with the consequences.
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Health /
The Memo That Killed Long-Term Care
In 1990, actuaries bet on how long Americans would live. They were spectacularly wrong, and millions of seniors are paying for it.
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